Olathe, United States
Server infrastructure for FinTech in Olathe
There is no single correct server for FinTech; there is a correct one for the workload, the volume and the budget. For a medium FinTech business in Olathe that is about 4 Cores, 48 GB of memory and 300 GB of storage on VDS.
- ✓ 5 infrastructure tiers
- ✓ Sized for your workload, not a plan name
- ✓ Same price in all 24 locations
Estimated from fibre distance, not measured from Olathe. Your real figure depends on your connection and route, and lands inside this range.
Choose the infrastructure for your workload
Three sizes of business, each sized from an assumed traffic figure rather than a measured one. If you know your own numbers, tell us and the estimate changes with them.
Small FinTech
1–10 people · ~5,000 visits a month
$251.50 USD USD
per month · VDS
- 2 Cores
- 24 GB RAM
- 150 GB storage
About 1.9 requests a second at peak, holding roughly 14 GB of working data.
Configure this build →Medium FinTech Most likely here
11–50 people · ~50,000 visits a month
$439.15 USD USD
per month · VDS
- 4 Cores
- 48 GB RAM
- 300 GB storage
- Managed
About 18.5 requests a second at peak, holding roughly 40 GB of working data.
Configure this build →Large FinTech
51+ people · ~500,000 visits a month
$1,735.15 USD USD
per month · Dedicated Server
- 16 Cores
- 196 GB RAM
- 1000 GB storage
- Managed
About 185.2 requests a second at peak, holding roughly 160 GB of working data.
Configure this build →These figures are assumptions stated out loud, not predictions about your business. Memory, cores and disk can all be raised on the same server later, usually within the hour, with no rebuild and no new IP address — so starting one size below the estimate is normally the cheaper mistake.
Why FinTech size up this way
Working from about 50,000 visits a month and roughly 400,000 requests a day, about 40 GB of data needs to stay in memory to keep queries fast.
- 18.5 req/sec at peak
- 40 GB working set
- 10 GB/month growth
- Linux
Which tiers suit FinTech
Including the ones that do not, and why — that is usually the more useful half.
| Infrastructure | Verdict | Why |
|---|---|---|
| Shared Hosting Managed space on a shared server | Not this one | Shared hosting cannot run background workers, queues or long-lived processes, which a SaaS application depends on. |
| VPS Flexible virtual infrastructure with full root access | Recommended | The natural home for an early-stage product: root access, your own runtime, and the ability to resize as you grow. |
| VDS Virtual server with resources pinned to you alone | Recommended | Pinned resources give you the predictable latency your customers will hold you to in an SLA. |
| Dedicated Server An entire physical server, configured to your specification | Recommended | Right once the database and the application tier are competing for the same memory on a single virtual instance. |
| Bare Metal Physical compute for sustained, demanding workloads | Workable | For platforms running their own virtualization, or holding a large working set entirely in memory. |
FinTech workloads you can host
The API is the product, so uptime is contractual and every failed webhook is somebody's missing money.
- Payments API
- KYC/AML onboarding
- Ledger service
- Webhook delivery
- Reconciliation jobs
Where your server runs
All 24 locations cost the same, so pick whichever sits closest to the people who will actually use the server.
Olathe is closest to Chicago. Every marker costs the same per month.
Show all 24 locations and distances from Olathe ▾
| Location | Distance | Est. round trip |
|---|---|---|
| Americas · 9 locations | ||
| Chicago, United States | 431 miles | 10–21 ms |
| Dallas, United States | 436 miles | 11–21 ms |
| Atlanta, United States | 680 miles | 16–33 ms |
| Toronto, Canada | 865 miles | 21–42 ms |
| New York, United States | 1,109 miles | 27–54 ms |
| Miami, United States | 1,242 miles | 30–60 ms |
| Los Angeles, United States | 1,340 miles | 32–65 ms |
| Santa Clara, United States | 1,473 miles | 36–71 ms |
| Seattle, United States | 1,500 miles | 36–72 ms |
| Europe, Middle East & Africa · 8 locations | ||
| London, United Kingdom | 4,363 miles | 105–211 ms |
| Amsterdam, The Netherlands | 4,516 miles | 109–218 ms |
| Madrid, Spain | 4,609 miles | 111–223 ms |
| Stockholm, Sweden | 4,652 miles | 112–225 ms |
| Frankfurt, Germany | 4,739 miles | 114–229 ms |
| Milan, Italy | 4,949 miles | 119–239 ms |
| Bucharest, Romania | 5,607 miles | 135–271 ms |
| Tel Aviv, Israel | 6,563 miles | 158–317 ms |
| Asia-Pacific · 7 locations | ||
| Tokyo, Japan | 6,224 miles | 150–300 ms |
| Delhi NCR, India | 7,752 miles | 187–374 ms |
| Hong Kong, China | 7,811 miles | 189–377 ms |
| Kolkata, India | 8,186 miles | 198–395 ms |
| Mumbai, India | 8,354 miles | 202–403 ms |
| Sydney, Australia | 8,828 miles | 213–426 ms |
| Singapore | 9,415 miles | 227–455 ms |
Distances are from Olathe. Round trips are estimated from fibre distance, not measured — the figure your users see depends on where they are.
FinTech in Olathe
Finance & Insurance is one of the sectors Olathe is known for, so this is a workload we are asked about here more than most.
The closest of our 24 data centres to Olathe is Chicago, about 431 miles away. Choosing the closest data centre is the cheapest performance improvement available, and it costs nothing extra.
Olathe has a population of about 134,305, which is why the medium build above is the one most likely to fit a FinTech business here — though the other two are a click away if it does not. Local time is America/Chicago, so routine maintenance and backups are scheduled against your overnight rather than ours.
Data stays in the jurisdiction you choose, which matters if you are working to state privacy laws such as the CCPA. Pricing is quoted in USD, and the figure is the same wherever the machine physically sits.
Network reach from Olathe
Estimated from fibre distance rather than measured, and stated as a range. Your own access network decides the rest.
| Data centre | Distance from Olathe | Estimated round trip |
|---|---|---|
| Chicagoamericas | 431 miles | 10–21 ms |
| Dallasamericas | 436 miles | 11–21 ms |
| Atlantaamericas | 680 miles | 16–33 ms |
Olathe sits in Kansas, and every one of our 24 locations costs the same — so the only thing worth optimising is which of them your users are closest to. At the medium size assumed above, that is roughly 400,000 requests a day crossing that link.
FinTech hosting in Olathe — FAQs
What size server does a FinTech business in Olathe, KS need?
Where would the server for my Olathe, KS business actually run?
Is a VPS enough for FinTech, or do we need a dedicated server?
Can you host payments API for us?
Can we start smaller and grow?
Other industries in Olathe
Same city, different workload.
FinTech hosting nearby
The same workload, in the nearest cities.