Cheltenham, United Kingdom
Server infrastructure for FinTech in Cheltenham
The right server for FinTech is decided by the work it has to do, not by the size of the plan you happen to land on. For a medium FinTech business in Cheltenham that is about 4 Cores, 48 GB of memory and 300 GB of storage on VDS.
- ✓ 5 infrastructure tiers
- ✓ Sized for your workload, not a plan name
- ✓ Same price in all 24 locations
Estimated from fibre distance, not measured from Cheltenham. Your real figure depends on your connection and route, and lands inside this range.
Choose the infrastructure for your workload
Three sizes of business, each sized from an assumed traffic figure rather than a measured one. If you know your own numbers, tell us and the estimate changes with them.
Small FinTech
1–10 people · ~5,000 visits a month
$251.50 USD USD
per month · VDS
- 2 Cores
- 24 GB RAM
- 150 GB storage
About 1.9 requests a second at peak, holding roughly 14 GB of working data.
Configure this build →Medium FinTech Most likely here
11–50 people · ~50,000 visits a month
$439.15 USD USD
per month · VDS
- 4 Cores
- 48 GB RAM
- 300 GB storage
- Managed
About 18.5 requests a second at peak, holding roughly 40 GB of working data.
Configure this build →Large FinTech
51+ people · ~500,000 visits a month
$1,735.15 USD USD
per month · Dedicated Server
- 16 Cores
- 196 GB RAM
- 1000 GB storage
- Managed
About 185.2 requests a second at peak, holding roughly 160 GB of working data.
Configure this build →These figures are assumptions stated out loud, not predictions about your business. Memory, cores and disk can all be raised on the same server later, usually within the hour, with no rebuild and no new IP address — so starting one size below the estimate is normally the cheaper mistake.
Why FinTech size up this way
Working from about 50,000 visits a month and roughly 400,000 requests a day, about 40 GB of data needs to stay in memory to keep queries fast.
- 18.5 req/sec at peak
- 40 GB working set
- 10 GB/month growth
- Linux
Which tiers suit FinTech
Including the ones that do not, and why — that is usually the more useful half.
| Infrastructure | Verdict | Why |
|---|---|---|
| Shared Hosting Managed space on a shared server | Not this one | Shared hosting cannot run background workers, queues or long-lived processes, which a SaaS application depends on. |
| VPS Flexible virtual infrastructure with full root access | Recommended | The natural home for an early-stage product: root access, your own runtime, and the ability to resize as you grow. |
| VDS Virtual server with resources pinned to you alone | Recommended | Pinned resources give you the predictable latency your customers will hold you to in an SLA. |
| Dedicated Server An entire physical server, configured to your specification | Recommended | Right once the database and the application tier are competing for the same memory on a single virtual instance. |
| Bare Metal Physical compute for sustained, demanding workloads | Workable | For platforms running their own virtualization, or holding a large working set entirely in memory. |
FinTech workloads you can host
The API is the product, so uptime is contractual and every failed webhook is somebody's missing money.
- Payments API
- KYC/AML onboarding
- Ledger service
- Webhook delivery
- Reconciliation jobs
Where your server runs
All 24 locations cost the same, so pick whichever sits closest to the people who will actually use the server.
Cheltenham is closest to London. Every marker costs the same per month.
Show all 24 locations and distances from Cheltenham ▾
| Location | Distance | Est. round trip |
|---|---|---|
| Europe, Middle East & Africa · 8 locations | ||
| London, United Kingdom | 88 miles | 2–4 ms |
| Amsterdam, The Netherlands | 298 miles | 7–14 ms |
| Frankfurt, Germany | 483 miles | 12–23 ms |
| Milan, Italy | 678 miles | 16–33 ms |
| Madrid, Spain | 797 miles | 19–38 ms |
| Stockholm, Sweden | 933 miles | 23–45 ms |
| Bucharest, Romania | 1,387 miles | 33–67 ms |
| Tel Aviv, Israel | 2,297 miles | 55–111 ms |
| Americas · 9 locations | ||
| New York, United States | 3,373 miles | 81–163 ms |
| Toronto, Canada | 3,462 miles | 84–167 ms |
| Chicago, United States | 3,861 miles | 93–186 ms |
| Atlanta, United States | 4,119 miles | 99–199 ms |
| Miami, United States | 4,342 miles | 105–210 ms |
| Dallas, United States | 4,661 miles | 113–225 ms |
| Seattle, United States | 4,711 miles | 114–227 ms |
| Santa Clara, United States | 5,287 miles | 128–255 ms |
| Los Angeles, United States | 5,360 miles | 129–259 ms |
| Asia-Pacific · 7 locations | ||
| Delhi NCR, India | 4,259 miles | 103–206 ms |
| Mumbai, India | 4,552 miles | 110–220 ms |
| Kolkata, India | 5,022 miles | 121–242 ms |
| Tokyo, Japan | 5,959 miles | 144–288 ms |
| Hong Kong, China | 6,035 miles | 146–291 ms |
| Singapore | 6,816 miles | 165–329 ms |
| Sydney, Australia | 10,617 miles | 256–513 ms |
Distances are from Cheltenham. Round trips are estimated from fibre distance, not measured — the figure your users see depends on where they are.
FinTech in Cheltenham
The closest of our 24 data centres to Cheltenham is London, about 88 miles away. The price is the same in all 24 locations, so distance is the only variable worth optimising.
Cheltenham has a population of about 118,836, which is why the medium build above is the one most likely to fit a FinTech business here — though the other two are a click away if it does not. Local time is Europe/London, so routine maintenance and backups are scheduled against your overnight rather than ours.
Data stays in the jurisdiction you choose, which matters if you are working to the UK GDPR and the Data Protection Act 2018. Pricing is quoted in GBP, and the figure is the same wherever the machine physically sits.
Network reach from Cheltenham
Estimated from fibre distance rather than measured, and stated as a range. Your own access network decides the rest.
| Data centre | Distance from Cheltenham | Estimated round trip |
|---|---|---|
| Londonemea | 88 miles | 2–4 ms |
| Amsterdamemea | 298 miles | 7–14 ms |
| Frankfurtemea | 483 miles | 12–23 ms |
Cheltenham sits in England, and every one of our 24 locations costs the same — so the only thing worth optimising is which of them your users are closest to. At the medium size assumed above, that is roughly 400,000 requests a day crossing that link.
FinTech hosting in Cheltenham — FAQs
What size server does a FinTech business in Cheltenham, England need?
Where would the server for my Cheltenham, England business actually run?
Is a VPS enough for FinTech, or do we need a dedicated server?
Can you host payments API for us?
Can we start smaller and grow?
Other industries in Cheltenham
Same city, different workload.
FinTech hosting nearby
The same workload, in the nearest cities.